Rental Cash Flow DSCR

Are you a first-time investor looking to break into the real estate market with a loan amount of up to $3.5 million? With credit scores starting at 640, our program offers up to 85% LTV and no income verification on the mortgage application form. Additionally, reserves of 2 months are required for loan amounts up to $3 million, and gift funds are allowed.

• Up to 85% LTV for purchase and R/T refinance
• Up to 80% LTV for cash-out refinance
• Minimum DSCR of 0.75x
• Minimum credit score of 660
• Suitable for 1-10 residential units
• Short-term rentals/AirBnb allowed
• Minimum loan amount of $100,000
• Maximum loan amount of $3 million with exceptions for higher amounts

Whether you’re a seasoned investor or just starting out, our rental cash flow financing options cater to a wide range of borrowers. Feel free to contact our office for more information about our DSCR loan products.