No Ratio DSCR

We help our borrowers grow their real estate portfolios without the hassle of additional calculations. The No Ratio option provides a straightforward DSCR lending option that allows for flexibility and ease in expanding their investments. There is no DTI to calculate the ratios, it’s a No Ratio mortgage program. Best for those properties that don’t debt service or great use for vacant properties.

• No DTI calculation means no income or employment required
• Maximum loan amount of $4,000,000
• Maximum 85% LTV for purchase
• Maximum 80% LTV for cash-out
• Minimum FICO score of 575
• 100% of down payment and closing costs can be gifted
• Seller concession of up to 6%

This No Ratio mortgage program is available Nationwide. If you want to know how this program works contact our office and we’ll connect to a loan consultant and see if you can benefit from this No Ratio mortgage program.