Asset Utilization

Are you looking to leverage your assets for a real estate investment without having to liquidate them? Our Asset Utilization Non-QM program is your answer. This innovative solution allows borrowers to utilize their portfolio assets for purchases, refinancing, or cash-out while retaining ownership and earning potential. With this program, you can make the most of your assets while still keeping them in place to generate income.

• Loan amounts up to $4 million
• Minimum FICO score of 660
• Purchase up to 90% LTV
• Rate and term refinance up to 90% LTV
• Rate and term refinance up to 85% LTV
• Cash-out refinance up to 80% LTV
• 5/6 and 7/6 ARM options available
• 15 and 30-year fixed-rate mortgage options available
• Recent credit events allowed
• Interest-only payment option available

Cash is king, especially when it comes to asset-rich borrowers. Our program will simplify the mortgage process by using liquid assets for qualification purposes. Contact us to see how much you can qualify for.